Privacy Policy

Medallion Analytics respects the privacy of our customers and has developed this Privacy Policy to demonstrate our commitment to protecting your privacy. This Privacy Policy is intended to describe for you:

• The information Medallion Analytics collects about you
• How that information may be used
• With whom Medallion Analytics may share your information
• How Medallion Analytics protects your personal information

But, please note that this Privacy Policy does not address end users that submit information about other individuals. Medallion Analytics encourages you to read this Privacy Policy carefully. By using our Web site, you are accepting the practices described in this Privacy Policy.

The type of data collected by us will vary with your use of our Web site. Medallion Analytics may collect personal information that can identify you (as more fully described below) such as your name, address and e-mail address. Medallion Analytics may also collect information from other sources or information about others or about your transactions that does not identify you.

Information You Provide. Medallion Analytics may collect and store any personal information you enter on our Web site or provide to us in some other manner. This includes identifying information (such as your name, home or mailing address, e-mail address, and telephone number), your financial information (such as your income, assets or debts), your Social Security number, and other personal information (such as your gender or age).

Information From Other Sources. Medallion Analytics may obtain non-personal information about you from other companies or third parties. Information that Medallion Analytics may receive may include a credit report, information about your home, or other demographic information. Medallion Analytics will pull a credit report on you only under those circumstances permitted by federal law.

Information About Others. Medallion Analytics may obtain personal information that you provide to us about other people (such as co-borrowers), including their name, address, phone number, Social Security number, financial information and other personal information.

Information About Your Transactions. Medallion Analytics may collect your log-in information and collect the date and time of access and the Web page(s) accessed.

Please note that our Web site is intended for use only by individuals who are over 18 years of age or the legal age of majority. Medallion Analytics may use information we collect about you to:

• Deliver the products and services that you have requested
• Register you in order to facilitate your use of our products and services
• Manage your customer relationship and provide you with customer support
• Enforce our terms and conditions

Medallion Analytics will not use your information for direct marketing purposes.

Medallion Analytics does not share your personal information with third parties except as indicated below:

Authorized Service Providers. Medallion Analytics may share your personal information with our authorized service providers that perform certain services on our behalf in connection with your request for a loan. These service providers may include credit bureaus, title companies, flood or other insurance providers, appraisal companies, escrow companies, closing agents, ratings agencies, other financial institutions, government sponsored enterprises (Fannie Mae and Freddie Mac), and secondary market purchasers. These service providers may have access to personal information needed to perform their functions but Medallion Analytics does not grant to such service providers any right to share or use such information for any other purpose.

Other Situations. Medallion Analytics also may disclose your information: (i) in response to a subpoena or similar investigative demand, a court order or a request for cooperation from a law enforcement or other government agency; to establish or exercise our legal rights; to defend our legal rights; to defend against legal claims; or as otherwise required by law; (ii) when Medallion Analytics believes disclosure is appropriate in connection with efforts to investigate, prevent, or take other action regarding illegal activity, suspected fraud or other wrongdoing; to protect and defend the rights, property or safety of our company, our users, our employees or others; to comply with applicable law or cooperate with law enforcement; or to enforce our Web site’s terms and conditions or other agreements or policies; and (iii) in connection with a substantial corporate transaction, such as the sale of our business, a divestiture, merger, consolidation, asset sale or in the unlikely event of a bankruptcy.

Aggregated Information. Medallion Analytics may share aggregated information about you and other customers collectively and other non-personal information Medallion Analytics collects, at our own discretion.

Medallion Analytics takes appropriate measures to help safeguard your personal information. For example:

• Medallion Analytics limits employee access to customer information to those who have a business reason to know. Employees are required to sign an employee handbook, which includes standards for protecting customer confidentiality.
• Medallion Analytics maintains policies and procedures covering the proper physical security of workplaces and records.
• Our physical, electronic, and procedural safeguards meet or exceed federal and state standards regarding the protection of customer information.
• Medallion Analytics requires contractors and outside companies who work with us to adhere to strict privacy standards through their contracts with us.
• Medallion Analytics makes available its information security policy at http://medallionanalytics.com/privacy-policy.html

Medallion Analytics will occasionally update this Privacy Policy to reflect changes in our practices and services. When Medallion Analytics posts changes to this Privacy Policy, Medallion Analytics will revise the “last updated” date at the top of this Policy. If Medallion Analytics makes any material changes in the way Medallion Analytics collects, uses and/or shares personal information that may impact you, Medallion Analytics will notify you by sending an e-mail to the e-mail address you most recently provided, and/or by prominently posting notice of the changes to our Web site.

If you have any questions about this Privacy Policy or our information-handling practices, contact us at: support@medallionanalytics.com